pay over time
Pay over time with Shop Pay
When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments. Payment options are subject to eligibility and depend on your purchase amount.
How it works
- Add your favorite World Wide Corals products to your cart.
- Choose Shop Pay at checkout.
- If you are eligible, pick an installment plan and review your payment terms before you finish your purchase.
Frequently asked questions
Will everyone qualify?
No. Payment options through Shop Pay Installments are subject to an eligibility check. The options you see depend on your purchase amount.
Is every plan interest-free?
No. Rates range from 0–36% APR. Always check the terms offered at checkout before you finish your purchase.
Is there a minimum order?
Yes. In the US, Shop Pay Installments is for orders from $35 to $30,000, including discounts, shipping, and taxes.
Can I use installments for gift cards or subscriptions?
No. Shop Pay Installments cannot be used for gift cards or subscription products.
I already have a plan — where do I manage it?
Your installment plan is managed by Affirm. Go to https://shoppay.affirm.com to see your schedule, update your payment method, or pay early. We cannot change your plan for you.
Does this work on B2B orders?
No. Shop Pay Installments is for retail orders on our online store. It is not available on B2B orders.
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.